Finance tailored to you

Our range of flexible finance options are here to suit your budget and tailored to you, making sure it's right for your new kitchen & bathroom project

1

0% Interest free credit

Getting that dream kitchen or bathroom you’ve always wanted is easier than you might think with our interest free credit. It’s great option if you’d like to spread the cost of your new kitchen or bathroom over affordable monthly payments, with no interest added. Now there’s no need to hold back on your specification!

Key Facts

  • Deposit – Higher of 10% and £500
  • Maximum credit value – £25,000
  • Minimum spend -£5,000 for kitchens & £3,000 for bathrooms
  • Maximum lending period – 5 years for kitchens & 3 years for bathrooms
  • Available on – Kitchens and bathrooms

Representative Example

  • Total purchase price – £5,341
  • Deposit – £534.10
  • Loan amount – £4,806.90
  • 60 monthly payments – £80.12
  • Total amount payable – £4,806.90
  • APR – 0% APR representative
  • Interest rate – 0%

Fitting cost not included.

Terms & Conditions

Deposit higher of 10% and £500. Minimum spend £1,500. Maximum lending period 3 years for bathrooms and 5 years for kitchens. We reserve the right to remove this offer at any time. JT Dove Limited acts as a credit broker, authorised and regulated by the Financial Conduct Authority (registered number 920103), and introduces credit provided by Hitachi Capital (UK) PLC, authorised and regulated by the Financial Conduct Authority.

2

Buy now pay later

With buy now, pay later you can start the big plans for your kitchen & bathroom projects without any hassle and create the space you’ve always wanted. Pay the balance in full within the year and pay no interest, or spread the cost over the next 48 months.

Key Facts

  • Deposit – Higher of 10% and £500
  • Minimum spend – £5,000 for kitchens & £3,000 for bathrooms
  • Maximum credit value – £25,000
  • Spread the cost over 1- 5 years
  • Available on: Kitchens and bathrooms

Representative Example

  • Total purchase price – £5,341
  • Deposit – £534.10
  • Loan amount – £4,806.90
  • 60 monthly payments – £149.10
  • Total amount payable  £7,156.80
  • APR – 14.9% APR representative
  • Interest rate – 14.9%

Fitting cost not included.

Terms & Conditions

Deposit higher of 10% and £500. Minimum spend £1,500. Spread the cost over 1- 5 years. 14.9%APR Representative. Credit available on kitchens & bathrooms. Credit is subject to status. Settle in full within 12 months and pay no interest. Monthly instalments with interest applied will start 12 months after the date of the agreement over 48 months. There are no exceptions to this. We reserve the right to remove this offer at any time. JT Dove Limited acts as a credit broker, authorised and regulated by the Financial Conduct Authority (registered number920103), and introduces credit provided by Hitachi Capital (UK) PLC, authorised and regulated by the Financial Conduct Authority.

3

Fixed monthly payments

Make your dream space a reality with fixed monthly payments on our kitchen & bathroom. Representative 9.9% APR. With fixed monthly payments, you can spread the cost of your project across 1 to 5 years. Spreading the repayments across a longer period can help to reduce the size of your monthly repayments so that they’re easier to manage.

Key Facts

  • Deposit – Higher of 10% and £500
  • Minimum spend – £5,000 for kitchens & £3,000 for bathrooms
  • Maximum credit value – £25,000
  • Available on: Kitchens and bathrooms

Representative Example

  • Total purchase price – £5,341
  • Deposit – £534.10
  • Loan amount – £4,806.90
  • 60 monthly payments – £100.91
  • Total amount payable – £6,054.60
  • APR – 9.9% APR representative
  • Interest rate – 9.9%

Fitting cost not included.

Terms & Conditions

Deposit higher of 10% and £500. Minimum spend £1,500. Maximum lending period 3 years for bathrooms and 5 years for kitchens. Credit available on kitchens & bathrooms. Credit subject to status. We reserve the right to remove this offer at any time. JT Dove Limited acts as a credit broker, authorised and regulated by the Financial Conduct Authority (registered number 920103), and introduces credit provided by Hitachi Capital (UK) PLC, authorised and regulated by the Financial Conduct Authority.

Finance FAQs

We want to make the buying process as easy as possible but if you can't find the info you're looking for, why not speak to one of our advisors Mon - Fri (08:30 - 17:00) on 0191 229 5020.

No, there are no hidden costs or arrangement fees

Payments start approximately 1 month after the date of the agreement

Yes, you can repay the credit early at any time in full or partially

Yes, there is a 14-day cooling off period, where you have the right to cancel the agreement

Yes. In order to process your application, credit and identity checks will be performed on you with one or more credit reference agencies

We try our best to ensure that our customers are happy with the goods they receive from us, however, mistakes can happen and we want to make sure that we do everything we can to correct these. If you have a complaint, a problem or any concerns, please let us know.

JT Dove acts as a credit broker, authorised and regulated by the Financial Conduct Authority (registered number 920103), and introduces credit provided by Hitachi Capital (UK) PLC, authorised and regulated by the Financial Conduct Authority.

If your complaint is about your Finance Agreement, contact Hitachi Personal Finance;

  • By phone on 0113 380 1065 (Lines open 8.45am-5.15pm Monday-Thursday, 8.45am-4.45pm Friday)
  • By email to customerexperienceteam@hitachicapital.co.uk
  • In writing to; Customer Experience Team, Hitachi Personal Finance, 2 Apex View, Leeds, LS11 9BH.

If your complaint is about a product purchased from Dove Design, contact JT Dove Customer Services;

  • By phone on xxxxxx (Lines open xxxxxxxxxxxxxxx)
  • In writing to; Dove Design xxxxxxxxxxxxxx

To provide our customers with peace of mind and to demonstrate our commitment to respnsible trade, JT Dove is a registered full member of The Furniture and Home Improvement Ombudsman. The Ombudsman is an independent not-for-profit organisation which raises standards and is approved by the government to provide alternative dispute resolution services. We follow their Code of Practice which provides our customers with additional protection if things go wrong. To find out more about The Ombudsman and how to use their service, visit their website – www.thio.org or telephone them on 0333 241 3209.

For us to consider your application, you’ll need to;

  • Be 18 years +
  • A UK resident for at least 12 months
  • Employed (minimum 16 hours), retired or receiving disability benefit
  • Have a bank account so that we can arrange a direct debit for monthly repayments

Your finance options explained

Why not get in touch with one of our team to see how we can get your kitchen or bathroom project get started

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